The Investment Process
UNDERSTANDING YOUR SITUATION
The investment process begins with a conversation. In order to obtain a thorough understanding of your overall financial picture, clients are asked in-depth questions to determine investment objectives, asset allocation goals, and risk and return expectations. Our advisor will review all current and future personal expenses including healthcare, taxes and retirement and estate planning. All aspects of our client’s financial affairs are reviewed.
DEFINING GOALS AND OBJECTIVES
The primary investment strategy used on client accounts is asset allocation based on the risk tolerance of each client. This means that we may use more growth stocks in client accounts that seek higher returns and more dividend paying stock and shorter maturity bond investments for clients who are risk averse. The investment strategy for a managed account is based upon the objectives stated by the client. The client may change these objectives at any time.
IMPLEMENTING THE INVESTMENT PLAN
Costello Asset Management, Inc. will implement your investment plan and continually monitor your account, keeping you informed of its progress and any necessary adjustments made along the way. As goals and objectives change over time, suggestions are presented and implemented on an ongoing basis. As an independent registered investment advisor (RIA), we are dedicated to serving your interests. We work for you.
ONGOING ACCOUNT MAINTENANCE
Our investment portfolio manager will continue to monitor the progress of your investments. Overtime we’ll make any adjustments that may be necessary. We want you to understand your investment strategy and everything we are doing to help you reach your goals. We provide written quarterly reports and convenient, up-to-date online access to your account, making it easy to track and monitor your investments on a real-time basis.
